Mortgage With CCJ

We are experts in getting mortgages for those with a CCJ, even if you have been turned down elsewhere. With our experience and knowledge, you have the best chance of getting the mortgage you need.

Home » Mortgage With CCJ

Mortgage With CCJ

Are you looking for a mortgage but have a CCJ?  
Stop searching and get in touch because this is what we specialise in!

We are an experienced poor credit mortgage broker with a wealth of knowledge in adverse lending, we have direct access to all sub prime and adverse lenders and speak with their underwriters regularly to get your mortgage accepted even if you have been turned down elsewhere.

We know our stuff and it wont cost you a penny if we cant help you.

Same day decision in principle available for urgent cases.

01268 387898


CCJ Mortgage

We can help you to secure your mortgage with a County Court Judgement (CCJ).

It can be tricky to secure a mortgage with a CCJ but there are a number of lenders who are willing to take a view on your credit history (if you can explain why the judgement was issued).

A mortgage is also possible for first time buyers with a CCJ.

A Little Mortgage Advice are here to help you find a mortgage to fit your current circumstances.

How We Can Help

As a specialist independent mortgage advisor we can help you to get an affordable mortgage with a settled or unsettled CCJ. We work specifically with lenders who specialise in mortgages where a client has a CCJ.

There are a wide range of specialist lenders with specific eligibility criteria who may suit your circumstances.

A Little Mortgage Advice will discuss your situation and advise you on the best solution for you to proceed with a mortgage.

Find out if you qualify by completing the form below.


Our Great Customer Reviews


Get Your Credit Report

Obtaining a credit report to help give you the best chance of getting the right mortgage. At A Little Mortgage Advice, we recommend checkmyfile because of their reliability and accuracy of reporting.

Click the link below to start your 30 day no obligation free trial.

*A Little Mortgage Advice receives a small fee from checkmyfile. Monthly fee of £14.99 applies after your free 30-day trial. You may cancel at any time without charge by Freephone, Secure Message, email or online. The free 30-day trial applies only to new customers aged 18 years or more who are living in the UK. The 30-day free trial period starts when you register.


Why Choose A Little Mortgage Advice?

Specialist Advisor

We’re a specialist independent mortgage broker with access to all U.K. mortgage lenders, meaning that we search the whole of the market to find you the best mortgage product to suit your individual circumstances.  A Little Mortgage Advice Brokers really do go that extra mile for our customers.

Personalised Service

As a small, independent mortgage advice brokerage, you will have a dedicated mortgage advisor who will stay with you throughout the mortgage process.  We dedicate the same amount of time to each customer, never leaving you waiting, responding quickly and answering all of your questions so you feel comfortable and confident that you are in safe hands.

Five-Star Reviews

Every customer interaction, email, and phone call is important to us. We pride ourselves on offering a five-star service at all times, our reviews speak volumes and so do the awards that we have won for outstanding service.

No Obligation Quote

We offer a free no-obligation quote and helpful advice throughout the process. So, finding out if we’re the right fit for you won’t cost you a penny.  Its as easy as picking up the phone and giving us a call, you have nothing to lose and a lot to gain because our mortgage advisors are qualified and experienced.


How will a CCJ affect my chance of getting a mortgage?

Bad credit can make it more challenging when applying for any credit in the future, this is particularly so when it comes to a CCJ.  A CCJ would have been issued if you failed to pay back money you owe.  Most Highstreet lenders will not offer a mortgage to anyone with a CCJ, there are a couple of exceptions to this.

There are a number of lenders out there who specialise in offering mortgages to those with a CCJ or other adverse credit.   This is where using a broker and speaking to a Specialist Bad Credit Mortgage Advisor can help.  We have years of experience working with customers who have CCJ’s and bad credit and know the lenders criteria inside out, in other words we know what lenders will accept your application based on your personal circumstances.  We will check every lender available from the whole of market and find you the best % interest rate for your circumstances.

If we cannot find a lender that that will immediately accept your mortgage application, we will advise you on the best steps to take to get your credit in the best possible position for a future application.