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Mortgage With CCJ
Are you looking for a mortgage but have a CCJ?
Stop searching and get in touch because this is what we specialise in!
We are experienced poor credit mortgage brokers with a wealth of knowledge in adverse lending, we have direct access to all sub prime and adverse lenders and speak with their underwriters regularly to get your mortgage accepted even if you have been turned down elsewhere.
We know our stuff and it wont cost you a penny if we cant help you.
Same day decision in principle available for urgent cases.
We can help you to secure your mortgage with a County Court Judgement (CCJ).
It can be tricky to secure a mortgage with a CCJ but there are a number of lenders who are willing to take a view on your credit history (if you can explain why the judgement was issued).
A mortgage is also possible for first time buyers with a CCJ.
A Little Mortgage Advice are here to help you find a mortgage to fit your current circumstances.
How We Can Help
As a specialist independent mortgage advisor we can help you to get an affordable mortgage with a settled or unsettled CCJ. We work specifically with lenders who specialise in mortgages where a client has a CCJ.
There are a wide range of specialist lenders with specific eligibility criteria who may suit your circumstances.
Our team at A Little Mortgage Advice will discuss your situation and advise you on the best solution for you to proceed with a mortgage.
Find out if you qualify by completing the form below.
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Why Choose A Little Mortgage Advice?
We are specialist independent advisors. This means that we work with all lenders and search the whole market to find you the correct mortgage product.
As a small independent company you will be speaking directly to a mortgage advisor. We dedicate the same time to every client.
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How will a CCJ affect my chance of getting a mortgage?
Bad credit can make it more challenging when applying for any credit in the future, this is particularly so when it comes to a CCJ. A CCJ would have been issued if you failed to pay back money you owe. Most Highstreet lenders will not offer a mortgage to anyone with a CCJ, there are a couple of exceptions to this.
There are a number of lenders out there who specialise in offering mortgages to those with a CCJ or other adverse credit. This is where using a broker and speaking to a Specialist Bad Credit Mortgage Advisor can help. We have years of experience working with customers who have CCJ’s and bad credit and know the lenders criteria inside out, in other words we know what lenders will accept your application based on your personal circumstances. We will check every lender available from the whole of market and find you the best % interest rate for your circumstances.
If we cannot find a lender that that will immediately accept your mortgage application, we will advise you on the best steps to take to get your credit in the best possible position for a future application.