Essex's Favourite Mortgage Adviser
Based in Benfleet, we provide clear, independent mortgage advice across Essex and the UK for first-time buyers, remortgages and clients with adverse or bad credit.
Whole-of-market lender access with step-by-step guidance from enquiry to completion.
Whole-of-market access
One adviser, start to finish
Five-star client reviews
No credit check to talk
Whatever your situation, there is a lender for it.
Angela deals with the whole market, from the high street to specialist lenders most people have never heard of.
Award-Winning Mortgage Advice Across Essex & The UK
At A Little Mortgage Advice, we are proud to provide award-winning mortgage guidance across Essex and the UK. Based in Benfleet, we believe that mortgage advice should be clear, straightforward and tailored to your individual circumstances.
We regularly support first-time buyers, remortgage clients and those with adverse or bad credit, including applicants with defaults and County Court Judgements (CCJs). Every lender applies different criteria, and understanding which lenders are most suited to your situation can make a significant difference.
As independent mortgage advisors, we carefully assess your circumstances before recommending lenders whose criteria align with your needs - helping you move forward with clarity and confidence.
Get startedAdvice About Mortgages
As independent mortgage advisors based in Essex, we provide specialist guidance across a wide range of mortgage situations. With access to lenders from across the whole market - including specialist lenders - we help match your circumstances to lenders whose criteria best suit you.
Whether you are a first time buyer, moving home, looking to remortgage with bad credit, understanding your realistic options before applying is essential. We regularly support clients across Essex and the UK who are seeking a more competitive rate, looking to consolidate debt, or concerned about their credit profile.
We are particularly experienced in helping clients with bad credit mortgages, including those with defaults or County Court Judgements (CCJs). We also assist with bad credit remortgages, debt consolidation mortgages, and self employed income mortgages, ensuring your application is presented to lenders most likely to consider your circumstances.
Our approach is straightforward: we assess your full situation before recommending a suitable route forward, giving you clarity and confidence from the outset.
Find out moreOur mortgage lenders include - whole of market, high street to specialist
High-street names sit alongside specialist lenders like Precise, Bluestone and United Trust Bank - the ones that will look at a credit file properly instead of running it through a computer. Being whole-of-market means Angela can go wherever the answer is.
View more lendersHow does it work?
Three steps, one adviser, no pressure at any point.
Start your journey
Complete the short online questionnaire - or just call. Angela will come back to you to talk through your circumstances properly, not from a script.
Ready to apply
Once the right product is found and you're happy, the paperwork is handled for you - and you'll never be left wondering what's happening.
Completion
Keys, rate, done. Time to relax - and when it's time to remortgage, you'll be talking to the same person who got you here.
And remember - there's no pressure to proceed. You'll only ever be recommended a mortgage that's genuinely right for your circumstances, when you're ready.
Start your journey
Little by name.
Big on advice.
A Little Mortgage Advice was started by Angela Little to make mortgage advice simple - hence the name. Before going out on her own, Angela spent her career at the UK's two largest specialist mortgage brokerages, ranked among the top brokers at both.
At big firms, when her clients came back to remortgage, they'd be passed to a retention team and never speak to her again. Angela hated that. She wanted to be there for the whole mortgage life - especially for clients rebuilding their credit, so that when they finally qualified for a high-street rate, she could be the one to tell them.
That's the business she built: one adviser who knows your name, your file, and your plan - from the first phone call to the day you own the place outright.
"Making the dream happen is the best part of this job."- Angela Little, Founder & Senior Mortgage Adviser
Our Mortgage Adviser Promises You
- A dedicated Mortgage Advisor who will stay with you all the way through your mortgage journey.
- Speed of Services, we are proactive with every case
- We have a 5 star communication reputation, we wont keep you waiting for responses or call backs
- If for any reason we cant help you straight away, we will tell you what you need to do to get yourself into a position so that we can help you in the future.
Our great customer reviews.
If it is humanly possible to get you a mortgage, she will.
Adverse credit purchase - client review
-
If it is humanly possible to get you a mortgage, she will.
Google review
-
Could not fault Angela and A Little Advice, they helped us through every step of the process and helped me and my partner secure a mortgage within 6 weeks.
Google review
-
No pipe dreams and false hope from her only realistic outcomes.
Google review
-
She gave us hope when we'd all but resigned ourselves to never being able to have our dream home.
Google review
-
I knew it was going to be difficult getting my mortgage… but you did it and I cant thank you enough.
Google review
-
Her fierce approach and determination made her a clear stand out from the rest.
Google review
-
Angela dealt with everything, got us a great rate and we barely lifted a finger.
Google review
-
She was beyond helpful and very honest the whole way through. Thank you so much! Highly recommend
Google review
-
No question was ever treated as a silly one…
James Jowett · Google
-
…she gave me a clear plan to improve my credit score…
Aura Hair & Beauty · Google
-
Mortgage application was submitted the same day we enquired…
Emma Bartlett · Google
-
Very professional, understanding, knowledgeable and straight talking.
G Mac · Google
Does Working with a Mortgage Advisor Increase Your Chances of Approval?
Working with an experienced mortgage advisor can improve your chances of approval because your application is matched to lenders whose criteria align with your circumstances.
Rather than applying blindly to high street lenders, we assess your income, deposit, credit profile and long-term plans before recommending suitable options. This helps reduce unnecessary declines and protects your credit record.
Through regular communication with lenders and underwriters, we understand how applications are assessed and what documentation is required. Presenting your case clearly and accurately from the outset can make a significant difference to the outcome.
What You Can Expect from Your Mortgage Advisor
As independent mortgage advisors based in Essex, we provide unbiased guidance from initial enquiry through to completion.
Whether you are purchasing your first home, remortgaging, or navigating the process with bad credit, we offer clear advice and structured support throughout. Our focus is on transparency, realistic expectations and ensuring you understand each stage of the process.
Mortgage applications can feel overwhelming - particularly if your circumstances are more complex than average. We are here to answer your questions clearly and help you move forward with confidence.
Speak to a Mortgage Advisor Today
If you would like to explore your options, complete our online mortgage enquiry form or call us on 01268 387898.
You can also contact us at info@alittleadvice.co.uk to arrange an initial discussion.
We understand that seeking professional mortgage advice can feel daunting, particularly if you are a first-time buyer. Our approach is straightforward, supportive and fully compliant - designed to help you make informed decisions at every stage.
What would it actually cost?
Move the sliders for a rough monthly figure. It's a starting point for the conversation - not a quote, and not the number a lender will land on.
Roughly, per month
£1,520
Capital and interest, so the balance clears by the end of the term.
Capital Interest
- You'd borrow £247,500
- Loan to value 90%
- Total interest £208,460
- Paid over the term £455,960
Illustration only. This is a standard repayment or interest-only calculation, not a quote, an offer, or mortgage advice. On interest only, none of the capital is repaid - the full amount borrowed is still owed at the end of the term and you need a credible plan to repay it. It ignores fees, product changes and lender criteria - and what a lender will actually offer depends on your income, credit history and circumstances.
Why Choose A Little Mortgage Advice?
Specialist Advisor
We’re a specialist independent mortgage broker with access to all U.K. mortgage lenders, meaning that we search the whole of the market to find you the best mortgage product to suit your individual circumstances. A Little Mortgage Advice Brokers really do go that extra mile for our customers.
Personalised Service
As a small, independent mortgage advice brokerage, you will have a dedicated mortgage advisor who will stay with you throughout the mortgage process. We dedicate the same amount of time to each customer, never leaving you waiting, responding quickly and answering all of your questions so you feel comfortable and confident that you are in safe hands.
Five-Star Reviews
Every customer interaction, email, and phone call is important to us. We pride ourselves on offering a five-star service at all times, our reviews speak volumes and so do the awards that we have won for outstanding service.
No Obligation Quote
We offer a free no-obligation quote and helpful advice throughout the process. So, finding out if we’re the right fit for you won’t cost you a penny. It’s as easy as picking up the phone and giving us a call, you have nothing to lose and a lot to gain because our mortgage adviser is qualified and experienced.
Ready for a straight answer?
Tell Angela where you're at - good credit, bad credit, or somewhere in between. You'll get honesty either way.
Seven quick questions. Nothing touches your credit file.
or call01268 387898