Bad credit
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Bad credit
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A Little Mortgage Advice, Benfleet, Essex
We're a specialist mortgage brokerage for people whose situation isn't straightforward, bad credit, a CCJ, self employed, a first home that felt out of reach. Founded in 2019 and rooted in Essex, we now help clients right across the UK. The answer is often yes. When it isn't yet, we tell you exactly how to get there.
The story
Angela Little spent her career at two of the UK's largest specialist mortgage brokerages, and was one of the top brokers at both. She loved the work. What she didn't love was what happened next: when a client came back to remortgage, the big firms would pass them to a retention team she'd never met.
The clients she'd fought hardest for, the ones with poor credit who'd been turned down elsewhere, were exactly the ones she wanted to see through. She'd given them a financial plan, watched them rebuild, and wanted to be the one to tell them they could finally move from a specialist lender to the high street. So in 2019 she started A Little Mortgage Advice, a firm built to look after people for the whole life of their mortgage, not just the first application.
That's still how the firm runs today. No call centres. No being passed around. The same small team, who know your case, from the first phone call to the day you complete, and every remortgage after it.
Angela takes great pleasure in "making the dream happen" and staying to see it through.
How Mortgage Brokers Find The Best Interest Rate Mortgage Angela on how a broker actually finds your rate.
What we will not compromise on
Telling a stranger about your debt or your credit history is hard. That first conversation is met with help, not a raised eyebrow.
It's a personal thing and embarrassing telling someone your finances and debt. Angela made no judgment at all.
We ask the awkward questions early and tell you where you actually stand. If it's going to be hard, you'll hear that too, along with the plan.
When Angela first called she did ask lots of questions and told us that it wouldn't be easy but she would do her best and keep us informed.
We don't disappear after completion. When your deal is ending or your circumstances change, the same team picks it back up.
They smoothed everything out with the lenders, both solicitors and kept everything moving... And when it's time to remortgage, I'll be back.
We are proactive with every case and we will not keep you waiting. Where a situation is urgent, a same-day decision in principle is often possible.
Great service. Mortgage application was submitted the same day we enquired and really speedy responses via email.
The people
Call ALMA and you deal with the same handful of people throughout, all of whom know your case. Clients name them by name.
The professionalism and rigour of Angela, Sapphire and Frankie was absolutely superb, particularly with regards to the friendliness and excellence of communication at all times. I would 100% recommend this excellent company.
See it on GoogleTap to enlarge Gerry Marshall My application must have been the toughest... Angela and Nicole worked together from early until late hours to ensure my application made progress. Reliable, swift, thorough and contactable!
See it on GoogleTap to enlarge Joel Richards 
Award winner
Best Independent Bad Credit Mortgage Broker 2024, Essex
UK Enterprise Awards 2024, SME News · See the listing
How it works
If yours is on this list, it isn't unusual to us. Each links to how we can help.
We started in Essex and the office is still here, at 325A London Road, Benfleet. Most clients come from the towns below, though we cover the whole of the UK mortgage market.
No cost, no obligation, and no judgement. Tell us where you are and we'll tell you honestly what's possible. Lines are open 9am to 9pm, seven days a week.
