Mortgage with a debt management plan
Worried a debt management plan means an automatic no, or been refused already? The lenders split cleanly on DMPs: some accept them, most do not. Angela knows exactly which are which, and puts your application in front of the right ones.
Where you might be
- DMP running now
- DMP recently completed
- DMP plus other credit issues
- Refused because of a DMP
The right lender is the whole game
If you have entered a debt management plan, mainstream applications get difficult - but the key to being accepted is simply finding the lender whose criteria fit. A wide range of specialist lenders exist with exactly that appetite.
Angela discusses your situation, tells you honestly what is achievable while the plan runs, and advises the best route to proceed - now or after completion.
Based in Benfleet, Essex - advising clients across the whole of the UK.
Mortgage application was submitted the same day we enquired…
Fair questions, straight answers
Can I get a mortgage while my DMP is still active?
Some specialist lenders will consider it, weighing your conduct within the plan, your deposit and the wider picture. Others want the plan completed. Angela will tell you which side of that line you are on today.
Does a completed DMP still affect my application?
It can influence which lenders fit for a while, but a completed plan with clean conduct since opens far more doors - and the financial M.O.T. maps the route back to mainstream rates.
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On a debt management plan?
Some lenders will consider a well-run DMP and some will not. We will tell you which side your circumstances sit.
Seven quick questions. Nothing touches your credit file.
or call 01268 387898