Debt Consolidation Mortgage Experts
A Little Mortgage Advice Are Here to Help
Can you take out a mortgage to pay off debt? Yes, you can, and we can help you to find a deal that meets your needs. We are A Little Mortgage Advice, and we are experts in getting mortgages to pay off debt. With our experience and knowledge, you have the best chance of getting the mortgage you need.
Mortgage To Pay Off Debt
Are you considering a mortgage to pay off your current debt? If you have debts such as credit cards or loans, applying for a remortgage can help to reduce your monthly payments.
Well, you can stop searching and get in touch, because this is what we specialise in!
We know our stuff, and it won’t cost you a penny if we can’t help you.
Same day decision in principle available for urgent cases.
Our specialist mortgage advisor can help.
01268 387898
Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Debt Consolidation Mortgage
If you have debts such as unsecured loans, credit cards or store cards, a mortgage debt consolidation acts as a single loan that lets you borrow money against your property and pay off your debts. This could reduce your monthly repayments and help you to achieve your financial goals.
A Little Mortgage Advice is here to help you find a debt consolidation mortgage to fit your current circumstances. We know that every single person is different, and we get to know you so that we can provide tailored advice.
How We Can Help
As a specialist independent mortgage advisor, we have worked with hundreds of customers to help them secure their debt consolidation mortgage. We also work with lenders who specialise in mortgages where a client has adverse credit, so we are ideally suited to the task of finding you a mortgage to pay off debt.
A Little Mortgage Advice will discuss your situation and advise you on the best solution for you to proceed with a debt consolidation mortgage.
Find out if you qualify by completing the form below.
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Get Your Credit Report
Obtaining a credit report to help give you the best chance of getting the right mortgage. At A Little Mortgage Advice, we recommend checkmyfile because of their reliability and accuracy of reporting.
Click the link below to start your 7 day no obligation free trial.
*A Little Mortgage Advice receives a small fee from checkmyfile. Monthly fee of £14.99 applies after your free 7-day trial. You may cancel at any time without charge by Freephone, Secure Message, email or online. The free 7-day trial applies only to new customers aged 18 years or more who are living in the UK. The 7-day free trial period starts when you register.
Why Choose A Little Mortgage Advice?
Specialist Advisor
We’re a specialist independent mortgage broker with access to all U.K. mortgage lenders, meaning that we search the whole of the market to find you the best mortgage product to suit your individual circumstances. A Little Mortgage Advice Brokers really do go that extra mile for our customers.
Personalised Service
As a small, independent mortgage advice brokerage, you will have a dedicated mortgage advisor who will stay with you throughout the mortgage process. We dedicate the same amount of time to each customer, never leaving you waiting, responding quickly and answering all of your questions so you feel comfortable and confident that you are in safe hands.
Five-Star Reviews
Every customer interaction, email, and phone call is important to us. We pride ourselves on offering a five-star service at all times, our reviews speak volumes and so do the awards that we have won for outstanding service.
No Obligation Quote
We offer a free no-obligation quote and helpful advice throughout the process. So, finding out if we’re the right fit for you won’t cost you a penny. It’s as easy as picking up the phone and giving us a call, you have nothing to lose and a lot to gain because our mortgage adviser is qualified and experienced.
Remortgaging To Pay Off Debt
Remortgaging to clear debt could make your monthly repayments more manageable, so you can cover the essentials like your household bills and groceries, as well as have a little bit extra left over each month. You don’t need us to tell you that the latter is something that is becoming increasingly difficult in the current economic climate. A mortgage to pay off debt could help to reduce financial strain and provide some much-needed financial security – something many of us could benefit from.
Remortgage To Clear Credit Card Debt And Loans
If you are remortgaging to clear loans and credit cards, it is important to be aware that your initial monthly payments might be cheaper. However, if you are paying them off with a remortgage, it is likely that you will be paying these debts off over a longer amount of time. This could mean that you are paying more over the long term. It is very important that you do not run these debts up again once you have cleared them, because lenders won’t look upon a second debt consolidation remortgage favourably. Don’t worry – we are here to advise you and consider your financial future.
Remortgage to Clear Secured Loans
As an experienced Debt Consolidation Mortgage Broker, A Little Mortgage Advice will look at your finances in detail. Our specialist mortgage brokers will review your credit history to get an overall picture of your finances. If you have secured loans, we could also incorporate these secured loans into the remortgage as long as there is enough equity in your property. It’s all about taking an approach that is tailored to your needs.
What is a Debt Consolidation Remortgage?
A debt consolidation mortgage means you are paying off most or all of your debts by raising additional money from the equity in your property.
The benefits of remortgaging to clear debt are that your immediate financial circumstances should improve because your monthly outgoings will be lower, however, by adding this debt to your mortgage you will be paying it for a longer period of time, meaning you are likely to pay more interest in the long term.
Can I Remortgage With A Low Credit Score?
If you are considering adding your debt to your mortgage, we will look at your credit report, existing mortgage and banking conduct and advise the best option for you. Once you have completed a debt consolidation remortgage it is very important that you don’t get back into debt, you will be back to square one.
Does a lot of debt mean you will have a low credit score?
Some lenders will look negatively at excessive amounts of debt, it is always advisable to speak with a qualified bad credit mortgage broker, we know what lenders are more likely to accept your mortgage application, and just as importantly, who won’t accept it.
Remortgage To Get A Better Interest Rate
Save Money By Remortgaging. We could save you money on your mortgage alone by switching you to a better deal which may mean that you do not have to consolidate your debt, you may save enough by switching. We can search whole of market mortgage lenders to find you the best rate available for your circumstances.
We will always discuss every option with you in detail.
*It is important to consider the implications of adding your debts onto your mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.
Talk to Us
Want to find out more about taking out a mortgage to pay off debt and how it could work for you? We’re here to talk you through all of your options, and will be able to match you with lenders who are open to working with borrowers such as yourself. So why not get in touch today?