Rochford Mortgage Broker

Get A Mortgage With Defaults In Essex

Bad Credit Mortgage Broker In Rochford, Essex

Get a Free Quote And a Same Day Decision

Rochford Mortgage Broker

A Little Mortgage Advice are your local Rochford bad credit Mortgage broker specialising in a wide range of mortgage options including first time buyers, bad credit mortgages, remortgaging, remortgaging with bad credit and more.

Are you looking for a local mortgage broker in Rochford?
Stop searching and get in touch because this is what we specialise in!

We know our stuff and it wont cost you a penny if we cant help you.

Same day decision in principle available for urgent cases.

Our specialist mortgage advisors can help.

01268 387898


Mortgage Advice In Rochford

Our specialist bad credit mortgage brokers have access to lenders from the whole of the market including all specialist lenders who accept unusual circumstances and poor credit history.  Whether you are a first time buyer, are moving home, looking to remortgage for a better rate or to consolidate debt,  our team of experienced mortgage advisors in Rochford are determined to get the best outcome for you. 


Our Great Customer Reviews

Angie Murphy
Angie Murphy
26/08/2023
Angela has been absolutely fantastic in sorting a new fixed rate for my mortgage. Her advice and expertise has been so reassuring during the whole process to enable me to get the best deal possible. Angela is such a kind lovely lady who explained things clearly to me and took care of everything in the application process. Can't thank this company enough and have recommended to others.
J Pearson
J Pearson
17/08/2023
Simply the BEST.. my partner and I had struggled to find a mortgage broker who understood our situation with a bad credit many years ago, Angela was an angel sent from above!!! Not only did she factfind our situation but put us in touch with a lender and handled everything from the moment we spoke to her, to the moment we received our mortgage offer!!! Thanks to her professionalism and dedication, we now have a home we can call our own! Couldn’t recommend her enough!!! Thank you 🙏
Alec Bailey
Alec Bailey
14/08/2023
Angela has been fantastic throughout the entire process in getting us a mortgage. Angela has a brilliant ability in getting the job done whilst understanding the customer and having the appropriate banter with them. We were kept informed at every step of the way and received genuine delight from Angela and Nicole when our mortgage offer was accepted. Nicole was also superb and was always on hand to answer our queries efficiently and effectively, going away and finding the answers where they couldn't be provided immediately. Even when a minor mistake was made, I received a call to apologise - we all make mistakes but acknowledging them is to be commended. I cannot rate them high enough, nothing was ever too much trouble and they always had time, regardless of it being sometimes after hours or the weekend. They worked extremely hard to get the best deal for us and I cannot thank them enough. Please keep up the good work.
Kate Paterson
Kate Paterson
05/07/2023
I am thrilled to share my overwhelmingly positive experience with Angela Little who has been an absolute lifesaver throughout my complicated journey. Angela’s unwavering dedication, expertise, and exceptional customer service have truly made a significant impact on our life. I cannot thank her and the team enough! From the moment I first reached out to Angela, I was met with a genuine sense of empathy and understanding. She immediately recognised the complexity of my credit issues and assured me that she was up for the challenge. Angela’s positive demeanour and unwavering belief in finding a solution instilled a sense of confidence in me that had been absent throughout my mortgage search. Angela possess an impressive knowledge of the intricacies of the mortgage industry, including the ever-changing regulations and requirements. Despite the hurdles I faced, Angela remained focused and determined to find a solution tailored to my circumstances. Throughout the process, communication was nothing short of exceptional. Angela consistently kept me informed, promptly responding to any queries or concerns I had. Her transparency and willingness to explain complex concepts in a simple, understandable manner were greatly appreciated. Angela’s patience and dedication was evident, ensuring that I felt valued and supported every step of the way. The expertise exhibited by Angela extended beyond just securing a mortgage; they actively sought out the best possible options for me. She tirelessly explored various lenders, negotiating on my behalf to obtain the most favourable terms and rates. This level of commitment demonstrated the genuine desire to secure my financial well-being, even in the face of challenging credit issues. Angela’s dedication to helping me navigate my complicated credit situation not only secured our mortgage, but also provided me with a renewed sense of hope for my financial future. I wholeheartedly recommend Angela to anyone facing credit challenges or seeking mortgage assistance. Her professionalism, compassion, and unwavering commitment to their clients make them an invaluable partner in the pursuit of homeownership. Thank you, Angela, for turning my complicated credit issues into a success story I will forever be grateful for! You are a star!! ⭐️
Louise Tyler
Louise Tyler
05/05/2023
We were recommended to use Angela to get our mortgage as first time buyers and have not been disappointed! Angela is AMAZING! Helped us from start to finish, explained everything to us and truly cares about her customers. Would NEVER go anywhere else. Thank you Angela!
Laura Perkins
Laura Perkins
03/05/2023
After dealing with other financial advisors in the past, I can honestly say that Angela offers a more comprehensive service, and guided us through each step of the journey towards securing our forever home. She was always on hand to explain the small print and answer our many questions…..and through it all, keeping our best interests at heart. Thank you so much Angela, you are amazing!
Darren Gardner
Darren Gardner
22/04/2023
We recently worked with Angela to secure our mortgage, and I couldn't be happier with the experience she honestly went above and beyond From start to finish. Always answered my email at anytime of the day with a professional and friendly manor, Angela was always so knowledgeable with our best interests at heart. She took the time to understand our situation and provided us with personalized advice and guidance throughout the entire process. Angela was always available to answer our questions and address any concerns she made the entire process smooth and stress-free. I would highly recommend Angela to anyone in need of a mortgage. Thank you Angela for all your hard work and dedication you truly are so professional and a true asset to your profession. We will be back when we are ready for our next mortgage.
Danielle Heath
Danielle Heath
19/04/2023
I had the pleasure of working with Angela, and I can't recommend her enough. Angela is incredibly helpful, knowledgeable, and patient. She takes the time to understand your needs and find the best solution. What really stands out for me is Angela's willingness to listen and go the extra mile. Always available to answer questions and address concerns. Angela truly has your best interests in mind and works tirelessly to ensure the best outcome. Thank you Angela for your expertise, dedication and guidance, you exceeded all expectations. I highly recommend working with Angela. She's a true professional who is committed to helping her clients find the best solution possible.

Why Choose A Little Mortgage Advice?

Specialist Advisors

We are specialist independent advisors. This means that we work with all lenders and search the whole market to find you the correct mortgage product.

Personalised Service

As a small independent company you will be speaking directly to a mortgage advisor. We dedicate the same time to every client.

5 Star Reviews

Every client and phone call is important to us. We pride ourselves on offering a 5 star service every-time.

No Obligation Quote

We offer a free no obligation quote and great advice throughout.


Why partnering with a local mortgage broker in Rochford, Essex can save you time and money

If you’re in the market for a new mortgage or looking to remortgageyour existing one, you may be tempted to go straight to the big banks or use a national mortgage broker. However, there’s a better option that can save you both time and money: partnering with a local mortgage broker in Rochford, Essex. Not only do they have a deep understanding of the local housing market, but they also have established relationships with every lender in the United Kingdom, they can also recommend local Estate Agents and Solicitors. This means they can often secure better rates and terms for their clients. Plus, working with a local mortgage broker means you’ll have a dedicated point of contact who can provide personalized advice and guidance throughout the entire process. In this article, we’ll explore the benefits of partnering with a local mortgage broker in Rochford, Essex and how they can help you save money while getting the best mortgage deal possible.

Benefits of working with a local mortgage broker

Working with a local mortgage broker offers several benefits that you won’t get from a big bank or a national mortgage broker. Firstly, they have a deep understanding of the local housing market and can provide you with valuable insights into the current state of the market. They can also give you advice on which areas to avoid and which ones are up and coming, helping you make informed decisions about which properties to buy.

Secondly, local mortgage brokers have established relationships with every lender in the United Kingdom, meaning they can often secure better rates and terms for their clients. This is because they have the ability to negotiate with lenders on your behalf, leveraging their relationships to get you the best deal possible.

Finally, working with a local mortgage broker means you’ll have a dedicated point of contact who can provide personalized advice and guidance throughout the entire process. This is especially important if you’re a first-time buyer or if you’re not familiar with the mortgage process. Your broker will be able to answer any questions you have and provide you with support and guidance every step of the way.

Overview of Rochford, Essex

Rochford is a historic town in Essex, located just 43 miles east of London. It has a population of around 8,000 people and is known for its historic buildings and beautiful countryside. The town is home to several popular attractions, including the Rochford Hundred Golf Club, the Rochford Art Trail, and the Rochford District Museum.

Rochford is also a popular destination for homebuyers, with a range of properties available to suit every budget. Whether you’re looking for a small apartment or a large family home, you’re sure to find something that meets your needs in Rochford.

The advantages of partnering with a local mortgage broker in Rochford, Essex

Partnering with a local mortgage broker in Rochford, Essex offers several advantages over going straight to the big banks or using a national mortgage broker. Firstly, local brokers have a deep understanding of the local housing market and can provide you with valuable insights into the current state of the market. They can also give you advice on which areas to avoid and which ones are up and coming, helping you make informed decisions about which properties to buy.

Secondly, local mortgage brokers have established relationships with every lender in the United Kingdom, meaning they can often secure better rates and terms for their clients. This is because they have the ability to negotiate with lenders on your behalf, leveraging their relationships to get you the best deal possible.

Finally, working with a local mortgage broker means you’ll have a dedicated point of contact who can provide personalized advice and guidance throughout the entire process. This is especially important if you’re a first-time buyer or if you’re not familiar with the mortgage process. Your broker will be able to answer any questions you have and provide you with support and guidance every step of the way.

The role of a local mortgage broker

The role of a local mortgage broker is to help you find the best mortgage deal possible. They will work with you to understand your financial situation and your needs and preferences when it comes to a mortgage. They will then use their knowledge of the local housing market and their relationships with lenders to find you the best possible deal.

Your broker will also help you navigate the mortgage process, which can be complex and confusing. They will explain the different types of mortgages available, help you complete the application process, and guide you through the underwriting process. They will also help you understand the terms and conditions of your mortgage, including any fees and charges you may be required to pay.

How a local mortgage broker can save you time and money

Working with a local mortgage broker can save you both time and money. Firstly, they have a deep understanding of the local housing market and can provide you with valuable insights into the current state of the market. This means you can avoid wasting time looking at properties that are overpriced or in areas that are not up and coming.

Secondly, local mortgage brokers have established relationships with every lender in the United Kingdom, meaning they can often secure better rates and terms for their clients. This can save you money over the life of your mortgage, as you’ll be paying less in interest and fees.

Finally, working with a local mortgage broker means you’ll have a dedicated point of contact who can provide personalized advice and guidance throughout the entire process. This can save you time and stress, as you won’t have to spend hours on the phone or online trying to get answers to your questions.

The process of working with a local mortgage broker in Rochford, Essex

The process of working with a local mortgage broker in Rochford, Essex is straightforward. Firstly, you’ll need to provide your broker with some basic information about your financial situation and your needs and preferences when it comes to a mortgage. They will then use this information to find you the best possible deal.

Once your broker has found a mortgage that meets your needs, they will guide you through the application process. They will help you complete the necessary paperwork and answer any questions you have along the way.

Finally, your broker will help you navigate the underwriting process and ensure that your mortgage is approved in a timely manner. They will also help you understand the terms and conditions of your mortgage and any fees or charges you may be required to pay.

Tips for choosing the right local mortgage broker

Choosing the right local mortgage broker is important if you want to get the best possible deal on your mortgage. Here are some tips to help you choose the right broker for your needs:

– Look for a broker who has a deep understanding of the local housing market

– Choose a broker who has established relationships with every lender in the United Kingdom

– Look for a broker who has experience working with clients who have similar needs and preferences to yours

– Make sure your broker is fully licensed and regulated by the Financial Conduct Authority

– Choose a broker who is responsive and easy to communicate with

The benefits of having a personal relationship with your mortgage broker

Having a personal relationship with your mortgage broker can be incredibly beneficial. Not only will they be able to provide you with personalized advice and guidance throughout the entire process, but they will also be able to advocate for you when it comes to negotiating with lenders.

Your broker will also be able to keep you informed about changes in the local housing market and any new mortgage products or deals that become available. This means you’ll be able to take advantage of new opportunities as they arise, helping you save even more money over the life of your mortgage.

How to choose the right mortgage broker in Rochford, Essex

Choosing the right mortgage broker in Rochford, Essex is important if you want to get the best possible deal on your mortgage. Here are some tips to help you choose the right broker for your needs:

– Look for a broker who has a deep understanding of the local housing market

– Choose a broker who has established relationships with every lender in the United Kingdom

– Look for a broker who has experience working with clients who have similar needs and preferences to yours

– Make sure your broker is fully licensed and regulated by the Financial Conduct Authority

– Choose a broker who is responsive and easy to communicate with

Conclusion

Partnering with a local mortgage broker in Rochford, Essex can save you both time and money while helping you get the best possible mortgage deal. By choosing a broker who has a deep understanding of the local housing market and established relationships with every lender in the United Kingdom, you can avoid wasting time and money on properties that are overpriced or in areas that are not up and coming. Plus, you’ll have a dedicated point of contact who can provide personalized advice and guidance throughout the entire process, helping you navigate the complex and often confusing world of mortgages with ease.


Covering Rochford & Essex

Based in Essex we work with customers from across the local area.