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Bad Credit Mortgage Broker In Romford, Essex

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Romford Mortgage Broker

A Little Mortgage Advice are your local Romford bad credit Mortgage broker specialising in a wide range of mortgage options including first time buyers, bad credit mortgages, remortgaging, remortgaging with bad credit and more.

Are you looking for a local mortgage broker in Romford?
Stop searching and get in touch because this is what we specialise in!

We know our stuff and it wont cost you a penny if we cant help you.

Same day decision in principle available for urgent cases.

Our specialist mortgage advisors can help.

01268 387898


Mortgage Advice In Romford

Our specialist bad credit mortgage brokers have access to lenders from the whole of the market including all specialist lenders who accept unusual circumstances and poor credit history.  Whether you are a first time buyer, are moving home, looking to remortgage for a better rate or to consolidate debt,  our team of experienced mortgage advisors in Romford are determined to get the best outcome for you. 


Our Great Customer Reviews

Angie Murphy
Angie Murphy
26/08/2023
Angela has been absolutely fantastic in sorting a new fixed rate for my mortgage. Her advice and expertise has been so reassuring during the whole process to enable me to get the best deal possible. Angela is such a kind lovely lady who explained things clearly to me and took care of everything in the application process. Can't thank this company enough and have recommended to others.
J Pearson
J Pearson
17/08/2023
Simply the BEST.. my partner and I had struggled to find a mortgage broker who understood our situation with a bad credit many years ago, Angela was an angel sent from above!!! Not only did she factfind our situation but put us in touch with a lender and handled everything from the moment we spoke to her, to the moment we received our mortgage offer!!! Thanks to her professionalism and dedication, we now have a home we can call our own! Couldn’t recommend her enough!!! Thank you 🙏
Alec Bailey
Alec Bailey
14/08/2023
Angela has been fantastic throughout the entire process in getting us a mortgage. Angela has a brilliant ability in getting the job done whilst understanding the customer and having the appropriate banter with them. We were kept informed at every step of the way and received genuine delight from Angela and Nicole when our mortgage offer was accepted. Nicole was also superb and was always on hand to answer our queries efficiently and effectively, going away and finding the answers where they couldn't be provided immediately. Even when a minor mistake was made, I received a call to apologise - we all make mistakes but acknowledging them is to be commended. I cannot rate them high enough, nothing was ever too much trouble and they always had time, regardless of it being sometimes after hours or the weekend. They worked extremely hard to get the best deal for us and I cannot thank them enough. Please keep up the good work.
Kate Paterson
Kate Paterson
05/07/2023
I am thrilled to share my overwhelmingly positive experience with Angela Little who has been an absolute lifesaver throughout my complicated journey. Angela’s unwavering dedication, expertise, and exceptional customer service have truly made a significant impact on our life. I cannot thank her and the team enough! From the moment I first reached out to Angela, I was met with a genuine sense of empathy and understanding. She immediately recognised the complexity of my credit issues and assured me that she was up for the challenge. Angela’s positive demeanour and unwavering belief in finding a solution instilled a sense of confidence in me that had been absent throughout my mortgage search. Angela possess an impressive knowledge of the intricacies of the mortgage industry, including the ever-changing regulations and requirements. Despite the hurdles I faced, Angela remained focused and determined to find a solution tailored to my circumstances. Throughout the process, communication was nothing short of exceptional. Angela consistently kept me informed, promptly responding to any queries or concerns I had. Her transparency and willingness to explain complex concepts in a simple, understandable manner were greatly appreciated. Angela’s patience and dedication was evident, ensuring that I felt valued and supported every step of the way. The expertise exhibited by Angela extended beyond just securing a mortgage; they actively sought out the best possible options for me. She tirelessly explored various lenders, negotiating on my behalf to obtain the most favourable terms and rates. This level of commitment demonstrated the genuine desire to secure my financial well-being, even in the face of challenging credit issues. Angela’s dedication to helping me navigate my complicated credit situation not only secured our mortgage, but also provided me with a renewed sense of hope for my financial future. I wholeheartedly recommend Angela to anyone facing credit challenges or seeking mortgage assistance. Her professionalism, compassion, and unwavering commitment to their clients make them an invaluable partner in the pursuit of homeownership. Thank you, Angela, for turning my complicated credit issues into a success story I will forever be grateful for! You are a star!! ⭐️
Louise Tyler
Louise Tyler
05/05/2023
We were recommended to use Angela to get our mortgage as first time buyers and have not been disappointed! Angela is AMAZING! Helped us from start to finish, explained everything to us and truly cares about her customers. Would NEVER go anywhere else. Thank you Angela!
Laura Perkins
Laura Perkins
03/05/2023
After dealing with other financial advisors in the past, I can honestly say that Angela offers a more comprehensive service, and guided us through each step of the journey towards securing our forever home. She was always on hand to explain the small print and answer our many questions…..and through it all, keeping our best interests at heart. Thank you so much Angela, you are amazing!
Darren Gardner
Darren Gardner
22/04/2023
We recently worked with Angela to secure our mortgage, and I couldn't be happier with the experience she honestly went above and beyond From start to finish. Always answered my email at anytime of the day with a professional and friendly manor, Angela was always so knowledgeable with our best interests at heart. She took the time to understand our situation and provided us with personalized advice and guidance throughout the entire process. Angela was always available to answer our questions and address any concerns she made the entire process smooth and stress-free. I would highly recommend Angela to anyone in need of a mortgage. Thank you Angela for all your hard work and dedication you truly are so professional and a true asset to your profession. We will be back when we are ready for our next mortgage.
Danielle Heath
Danielle Heath
19/04/2023
I had the pleasure of working with Angela, and I can't recommend her enough. Angela is incredibly helpful, knowledgeable, and patient. She takes the time to understand your needs and find the best solution. What really stands out for me is Angela's willingness to listen and go the extra mile. Always available to answer questions and address concerns. Angela truly has your best interests in mind and works tirelessly to ensure the best outcome. Thank you Angela for your expertise, dedication and guidance, you exceeded all expectations. I highly recommend working with Angela. She's a true professional who is committed to helping her clients find the best solution possible.

Why Choose A Little Mortgage Advice?

Specialist Advisor

We are a specialist independent mortgage advisor. This means that we work with all lenders and search the whole market to find you the correct mortgage product.

Personalised Service

As a small independent company you will be speaking directly to a mortgage advisor. We dedicate the same time to every client.

5 Star Reviews

Every client and phone call is important to us. We pride ourselves on offering a 5 star service every-time.

No Obligation Quote

We offer a free no obligation quote and great advice throughout.


How a Mortgage Broker in Romford Can Help You Save Money and Time

Buying a property can be an exciting and daunting task. While there are many things to consider, one of the most important decisions you’ll make is choosing the right mortgage. This is where a mortgage broker in Romford can help you. A mortgage broker acts as a middleman between you and the lender, helping you find the most suitable mortgage for your needs. They can also help you save both time and money by comparing different mortgage deals and negotiating on your behalf. In this article, we’ll explore the benefits of using a mortgage broker in Romford and how they can help you navigate the complex world of mortgages. Whether you’re a first-time buyer or a seasoned property investor, a mortgage broker can provide expert advice and guidance to ensure you make the right choice. So, let’s dive in and discover how a mortgage broker in Romford can help you save money and time.

What is a mortgage broker in Romford?

A mortgage broker is a professional who specializes in finding and arranging mortgages for their clients. They work with a variety of lenders to find the most suitable mortgage for their clients’ needs. In Romford, mortgage brokers have extensive knowledge of the local property market and can provide expert advice and guidance on the best mortgage deals available. They can also help you understand the different types of mortgages available, such as fixed-rate, variable-rate, and interest-only mortgages. A mortgage broker in Romford can help you navigate the complex world of mortgages and ensure that you make the right choice for your individual circumstances.

Benefits of using a mortgage broker in Romford

There are many benefits to using a mortgage broker in Romford. Firstly, they can save you time by doing all the research and legwork for you. They will compare different mortgage deals from a variety of lenders to find the most suitable mortgage for your needs. This can save you hours of time and effort, as well as ensuring that you don’t miss out on any great deals. Secondly, they can save you money by negotiating on your behalf. Mortgage brokers have strong relationships with lenders and can often secure better deals than you would be able to get on your own. They can also help you understand the costs associated with getting a mortgage, such as arrangement fees, valuation fees, and legal fees. This can help you budget for the total cost of buying a property.

How a mortgage broker in Romford can save you money

One of the key ways that a mortgage broker in Romford can save you money is by finding you the best mortgage deal. They will compare different mortgages from a variety of lenders to find the most suitable deal for your individual circumstances. This can include looking at the interest rates, fees, and other costs associated with the mortgage. Mortgage brokers have strong relationships with lenders and can often negotiate better deals than you would be able to get on your own. They can also help you understand the costs associated with getting a mortgage, such as arrangement fees, valuation fees, and legal fees. This can help you budget for the total cost of buying a property and ensure that you don’t overspend.

How a mortgage broker in Romford can save you time

Another key benefit of using a mortgage broker in Romford is that they can save you time. They will do all the research and legwork for you, comparing different mortgage deals from a variety of lenders to find the most suitable deal for your needs. This can save you hours of time and effort, as well as ensuring that you don’t miss out on any great deals. Mortgage brokers also have access to a wide range of lenders and products, which means that they can often find mortgages that are not available to the general public. This can save you even more time and effort, as you won’t have to shop around for different mortgages yourself.

Questions to ask a mortgage broker in Romford

If you’re working with a mortgage broker in Romford, there are some questions you should ask to ensure that you’re getting the best possible service. Firstly, you should ask about their qualifications and experience. Mortgage brokers should be fully qualified and regulated by the Financial Conduct Authority (FCA). You should also ask about their fees and charges, as well as any commission they may receive from lenders. It’s important to understand the full cost of using a mortgage broker before you sign any agreements. Finally, you should ask about the types of mortgages they specialize in and whether they have access to a wide range of lenders and products.

Tips for choosing the right mortgage broker in Romford

Choosing the right mortgage broker in Romford is essential if you want to get the best possible service. Here are some tips to help you choose the right mortgage broker:

1. Look for a mortgage broker who is fully qualified and regulated by the FCA.

2. Ask for recommendations from friends and family.

3. Do some research online and read reviews from previous clients.

4. Ask about their fees and charges, as well as any commission they may receive from lenders.

5. Look for a mortgage broker who specializes in the type of mortgage you need.

6. Make sure they have access to a wide range of lenders and products.

7. Schedule an appointment to discuss your needs and ensure that you’re comfortable working with them.

Common misconceptions about mortgage brokers in Romford

There are some common misconceptions about mortgage brokers in Romford that are important to address. Firstly, some people believe that mortgage brokers are expensive and that they will cost you more money than going directly to a lender. However, this is not necessarily true. Mortgage brokers can often secure better deals than you would be able to get on your own, which can actually save you money in the long run. Secondly, some people believe that mortgage brokers only work with a small number of lenders and products. However, this is also not true. Mortgage brokers have access to a wide range of lenders and products, which means that they can find the most suitable mortgage for your individual needs.

Conclusion

In conclusion, using a mortgage broker in Romford can help you save both time and money when buying a property. They can find the most suitable mortgage for your individual needs, negotiate on your behalf, and provide expert advice and guidance throughout the process. If you’re considering buying a property in Romford, it’s worth considering working with a mortgage broker to ensure that you get the best possible mortgage deal. Just make sure to choose a reputable mortgage broker who is fully qualified and regulated by the FCA, and who has access to a wide range of lenders and products.


Covering Romford & Essex

Based in Essex we work with customers from across the local area.