Bad Credit Mortgage Broker In Grays, Essex

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Grays Mortgage Broker

A Little Mortgage Advice are your local Grays bad credit Mortgage broker specialising in a wide range of mortgage options including first time buyers, bad credit mortgages, remortgaging, remortgaging with bad credit and more.

Are you looking for a local mortgage broker in Grays?
Stop searching and get in touch because this is what we specialise in!

We know our stuff and it wont cost you a penny if we cant help you.

Same day decision in principle available for urgent cases.

Our specialist mortgage advisors can help.

01268 387898

Our Great Customer Reviews

 
 
 
  Excellent  
    
 Based on 51 reviews 
 
 
  
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 Angie Murphy 
 
26/08/2023
 
 
  
Angela has been absolutely fantastic in sorting a new fixed rate for my mortgage.  Her advice and expertise has been so reassuring during the whole process to enable me to get the best deal possible. Angela is such a kind lovely lady who explained things clearly to me and took care of everything in the application process. Can't thank this company enough and have recommended to others.
  
 
  
 
 
 
  
 
 
 J Pearson 
 
17/08/2023
 
 
  
Simply the BEST.. my partner and I had struggled to find a mortgage broker who understood our situation with a bad credit many years ago, Angela was an angel sent from above!!! Not only did she factfind our situation but put us in touch with a lender and handled everything from the moment we spoke to her, to the moment we received our mortgage offer!!! Thanks to her professionalism and dedication, we now have a home we can call our own! Couldn’t recommend her enough!!! Thank you 🙏
  
 
  
 
 
 
  
 
 
 Alec Bailey 
 
14/08/2023
 
 
  
Angela has been fantastic throughout the entire process in getting us a mortgage. Angela has a brilliant ability in getting the job done whilst understanding the customer and having the appropriate banter with them. We were kept informed at every step of the way and received genuine delight from Angela and Nicole when our mortgage offer was accepted. Nicole was also superb and was always on hand to answer our queries efficiently and effectively, going away and finding the answers where they couldn't be provided immediately. Even when a minor mistake was made, I received a call to apologise - we all make mistakes but acknowledging them is to be commended. I cannot rate them high enough, nothing was ever too much trouble and they always had time, regardless of it being sometimes after hours or the weekend. They worked extremely hard to get the best deal for us and I cannot thank them enough. Please keep up the good work.
  
 
  
 
 
 
  
 
 
 Kate Paterson 
 
05/07/2023
 
 
  
I am thrilled to share my overwhelmingly positive experience with Angela Little who has been an absolute lifesaver throughout my complicated journey. Angela’s unwavering dedication, expertise, and exceptional customer service have truly made a significant impact on our life. I cannot thank her and the team enough!

From the moment I first reached out to Angela, I was met with a genuine sense of empathy and understanding. She immediately recognised the complexity of my credit issues and assured me that she was up for the challenge. Angela’s positive demeanour and unwavering belief in finding a solution instilled a sense of confidence in me that had been absent throughout my mortgage search.

Angela possess an impressive knowledge of the intricacies of the mortgage industry, including the ever-changing regulations and requirements. Despite the hurdles I faced, Angela remained focused and determined to find a solution tailored to my circumstances.

Throughout the process, communication was nothing short of exceptional. Angela consistently kept me informed, promptly responding to any queries or concerns I had. Her transparency and willingness to explain complex concepts in a simple, understandable manner were greatly appreciated. Angela’s patience and dedication was evident, ensuring that I felt valued and supported every step of the way.

The expertise exhibited by Angela extended beyond just securing a mortgage; they actively sought out the best possible options for me. She tirelessly explored various lenders, negotiating on my behalf to obtain the most favourable terms and rates. This level of commitment demonstrated the genuine desire to secure my financial well-being, even in the face of challenging credit issues.

Angela’s dedication to helping me navigate my complicated credit situation not only secured our mortgage,  but also provided me with a renewed sense of hope for my financial future.

I wholeheartedly recommend Angela to anyone facing credit challenges or seeking mortgage assistance. Her professionalism, compassion, and unwavering commitment to their clients make them an invaluable partner in the pursuit of homeownership.

Thank you, Angela, for turning my complicated credit issues into a success story I will forever be grateful for!

You are a star!! ⭐️
  
 
  
 
 
 
  
 
 
 Louise Tyler 
 
05/05/2023
 
 
  
We were recommended to use Angela to get our mortgage as first time buyers and have not been disappointed! Angela is AMAZING! Helped us from start to finish, explained everything to us and truly cares about her customers. Would NEVER go anywhere else. Thank you Angela!
  
 
  
 
 
 
  
 
 
 Laura Perkins 
 
03/05/2023
 
 
  
After dealing with other financial advisors in the past, I can honestly say that Angela offers a more comprehensive service, and guided us through each step of the journey towards securing our forever home. She was always on hand to explain the small print and answer our many questions…..and through it all, keeping our best interests at heart. Thank you so much Angela, you are amazing!
  
 
  
 
 
 
  
 
 
 Darren Gardner 
 
22/04/2023
 
 
  
We recently worked with Angela to secure our mortgage, and I couldn't be happier with the experience she honestly went above and beyond From start to finish. Always answered my email at anytime of the day with a professional and friendly manor, Angela was always so knowledgeable with  our best interests at heart. She took the time to understand our situation and provided us with personalized advice and guidance throughout the entire process. Angela was always available to answer our questions and address any concerns she made the entire process smooth and stress-free. I would highly recommend Angela to anyone in need of a mortgage. Thank you Angela for all your hard work and dedication you truly are so professional and a true asset to your profession. We will be back when we are ready for our next mortgage.
  
 
  
 
 
 
  
 
 
 Danielle Heath 
 
19/04/2023
 
 
  
I had the pleasure of working with Angela, and I can't recommend her enough. Angela is incredibly helpful, knowledgeable, and patient. She takes the time to understand your needs and find the best solution.

What really stands out for me is Angela's willingness to listen and go the extra mile. Always available to answer questions and address concerns. Angela truly has your best interests in mind and works tirelessly to ensure the best outcome.

Thank you Angela for your expertise, dedication and guidance, you exceeded all expectations. I highly recommend working with Angela. She's a true professional who is committed to helping her clients find the best solution possible.
  
 
  
 
 
 
  
 
 
 

Why Choose A Little Mortgage Advice?

Specialist Advisor

We are a specialist independent mortgage advisor. This means that we work with all lenders and search the whole market to find you the correct mortgage product.

Personalised Service

As a small independent company you will be speaking directly to a mortgage advisor. We dedicate the same time to every client.

5 Star Reviews

Every client and phone call is important to us. We pride ourselves on offering a 5 star service every-time.

No Obligation Quote

We offer a free no obligation quote and great advice throughout.

Covering Grays & Essex

Based in Essex we work with customers from across the local area.

How a Mortgage Broker in Grays, Essex Can Help You Save Thousands on Your Home Loan

If you’re looking to buy a home, finding the right mortgage can be a daunting task. With so many lenders and loan options available, it’s easy to feel overwhelmed and unsure of where to start. That’s where a mortgage broker can help. A good mortgage broker can save you time, money, and stress by helping you find the best loan for your individual needs. In Grays, Essex, there are many mortgage brokers to choose from, but not all are created equal. A Little Mortgage Advice Essex can help you save thousands of pounds over the life of your home loan. In this article, we’ll explore the benefits of working with a mortgage broker in Grays, Essex, and how we can help you find the right loan at the best possible rate. Whether you’re a first-time homebuyer or moving home, a mortgage broker can be a valuable asset in your home buying journey. So, let’s dive in and learn more about how a mortgage broker in Grays, Essex, can help you save thousands on your home loan.

Benefits of using a mortgage broker

Buying a home is one of the biggest investments you’ll ever make, and choosing the right mortgage is crucial to your financial wellbeing. A mortgage broker can help you navigate the complexities of the mortgage market and find the right loan for your needs. Here are some of the benefits of using a mortgage broker:

1. **Expertise** – Mortgage brokers are experts in the mortgage industry and can provide you with valuable insights into the market. They can help you understand the different types of mortgages available and recommend the best one for your needs.

2. **Access to lenders** – A Little Mortgage Advice Mortgage brokers have access to every lender in the UK. This means they can shop around to find the best loan for you.

3. **One-stop-shop** – Our mortgage brokers will handle the entire mortgage process for you, from pre-approval to completion. This can save you time and hassle, as you won’t have to deal with multiple lenders and paperwork.

4. **Saves you money** – A mortgage broker from A Little Mortgage Advice can help you save money on your home loan by negotiating a better interest rate and terms on your behalf. We can also help you avoid costly mistakes, such as choosing the wrong loan or missing out on a better deal.

Mortgage broker versus bank

When it comes to getting a mortgage, you have two options: going directly to a bank or working with a mortgage broker. While both options have their pros and cons, here’s why you might want to consider working with a mortgage broker:

1. **More options** – Unlike a bank, a mortgage broker has access to a wide range of lenders and loan options. This means they can shop around to find the best loan for your needs.

2. **Expert advice** – A mortgage broker is a specialist in the mortgage industry and can provide you with expert advice on the best loan for your needs. This can be especially helpful if you’re a first-time homebuyer or if you have unique financial circumstances and are looking for a bad credit mortgage.

3. **Saves you time and hassle** – A mortgage broker will handle the entire mortgage process for you, from pre-approval to getting the keys to your dream home. This can save you time and hassle, as you won’t have to deal with multiple lenders and paperwork.

What to expect from a mortgage broker in Grays, Essex

If you’re considering working with a mortgage broker in Grays, Essex, here’s what you can expect:

1. **Expertise** – A mortgage broker in Grays, Essex, will have expert knowledge of the local market and can provide you with valuable insights into the best loan options for your needs.

2. **Personalized service** – A mortgage broker will work with you one-on-one to understand your unique financial situation and recommend the best loan for your needs.

3. **Access to lenders** – A Little Mortgage Advice, mortgage broker in Grays, Essex,  have access to every lender. This means we can shop around to find the best loan for you.

4. **Transparency** – A Little Mortgage Advice, mortgage broker in Grays, Essex, will be transparent about  fees and the loan options available to you. We will work with you to find the best loan for your needs and budget.

How a mortgage broker can save you money on your home loan

One of the biggest benefits of working with a mortgage broker is the potential for cost savings. Here’s how A Little Mortgage Advice can help you save money on your mortgage:

1. **Negotiating a better interest rate** – A mortgage broker can negotiate a better interest rate on your behalf, potentially saving you thousands of pounds over the life of your loan.

2. **Finding hidden fees** – A mortgage broker can help you avoid hidden fees that can add up over time. They will review all the loan documents for you and make sure you understand all the costs associated with your loan.

3. **Helping you avoid costly mistakes** – A mortgage broker can help you avoid costly mistakes, such as choosing the wrong loan or missing out on a better deal. They have expert knowledge of the mortgage market and can recommend the best loan for your needs.

Common misconceptions about mortgage brokers

There are several misconceptions about mortgage brokers that may prevent people from working with them. Here are a few of the most common misconceptions:

1. **Mortgage brokers are expensive** – While mortgage broker fees can vary, working with a mortgage broker can save you money in the long run by helping you find the best loan for your needs.

3. **Mortgage brokers are unnecessary** – While it’s possible to get a mortgage without a broker, working with a mortgage broker can save you time, money, and stress by helping you find the best loan for your needs.

Success stories of clients who used a mortgage broker in Grays, Essex

Here are a few success stories from clients who worked with a mortgage broker in Grays, Essex:

1. **Saved money on their home loan** – A client was able to save thousands of pounds over the life of their home loan by working with a mortgage broker who was able to negotiate a better interest rate on their behalf.

2. **Found the perfect loan for their needs** – A first-time homebuyer was able to find the perfect loan for their needs with the help of a mortgage broker who provided expert advice and guidance throughout the process.

3. **Avoided costly mistakes** – A client was able to avoid costly mistakes, such as choosing the wrong loan, by working with a mortgage broker who had expert knowledge of the mortgage market.

Conclusion

If you’re looking to buy a home in Grays, Essex, working with A Little Mortgage Advice can help you save time, money, and stress. A Little Mortgage Advice Essex can provide you with expert guidance and help you find the best loan for your needs. By choosing the right mortgage broker, you can ensure that you get the most out of your home buying experience and save thousands of pounds over the life of your loan. So, don’t hesitate to reach out to us, your local mortgage broker in Grays, Essex, and start your home buying journey today!