Low Credit Score Mortgage Experts
We are experts in getting mortgages for those with a low credit score. With our experience and knowledge, you have the best chance of getting the mortgage you need.
Mortgage With A Low Credit Score
Are you looking for a mortgage with a low credit score?
Stop searching and get in touch because this is what we specialise in!
We are an experienced low credit mortgage broker with a wealth of knowledge in adverse lending, we have direct access to all sub prime and adverse lenders and speak with their underwriters regularly to get your mortgage accepted even if you have been turned down elsewhere.
We know our stuff and it wont cost you a penny if we cant help you.
Same day decision in principle available for urgent cases.
Our specialist mortgage advisor can help.
01268 387898
Low Credit Score
You may have a low credit score due to a lack of past credit or this can be as a result of any of the below.
County Court Judgements (CCJs)
Defaults
Missed/Late Payments
Debt Management Plan (DMP)
Too many hard searches
Excessive borrowing/large amount of debt
An Individual Voluntary Arrangement (IVA)
Debt Relief Order (DRO)
A Little Mortgage Advice are here to help you get a mortgage with low credit.
How We Can Help
As a specialist independent mortgage advisor we work with lenders who specialise in low or bad credit mortgages.
There are a wide range of specialist lenders with specific eligibility criteria who may suit your circumstances.
A Little Mortgage Advice will discuss your situation and advise you on the best solution for you to proceed with a mortgage.
Our Great Customer Reviews
Get Your Credit Report
Obtaining a credit report to help give you the best chance of getting the right mortgage. At A Little Mortgage Advice, we recommend checkmyfile because of their reliability and accuracy of reporting.
Click the link below to start your 30 day no obligation free trial.
*A Little Mortgage Advice receives a small fee from checkmyfile. Monthly fee of £14.99 applies after your free 30-day trial. You may cancel at any time without charge by Freephone, Secure Message, email or online. The free 30-day trial applies only to new customers aged 18 years or more who are living in the UK. The 30-day free trial period starts when you register.
Why Choose A Little Mortgage Advice?
Specialist Advisor
We’re a specialist independent mortgage broker. We work with a network of lenders and search the whole of the market to find you a mortgage product to suit your individual circumstances.
Personalised Service
As a small, independent company, you’ll be speaking directly to a mortgage advisor. We dedicate the same amount of time to each customer, so you can be sure that you’ll be in safe hands.
Five-Star Reviews
Every customer interaction, email and phone call is important to us. We pride ourselves on offering a five-star service at all times.
No Obligation Quote
We offer a free no-obligation quote and helpful advice throughout the process. So, finding out if we’re the right fit for you won’t cost a penny.
Are you anxious that you have a bad credit history, or unsure if you have a bad credit history? It can be a really scary time if you are looking to buy your first home, want to move home or remortgage your property.
SOME PEOPLE DON’T EVEN TRY TO GET A MORTGAGE WITH BAD CREDIT
Your credit profile is one of the main factors in determining if a lender will accept your mortgage application, of course it’s going to be a daunting time for you. Some people are so worried about getting a mortgage with bad credit that they don’t even try for fear of being turned down for a mortgage.
The truth is that your you might just have a low credit score and be calling it bad.
Can I get a mortgage with a bad credit history?
Can I get a mortgage with a low credit?
Getting a mortgage with bad credit isn’t impossible, so getting a mortgage with a low credit score isn’t impossible either, it really depends on what led to the low credit score, there are so many reasons but there are a few listed below;
- No credit history
- Recent borrowing
- Not being registered on the electoral role to vote
- A high amount of borrowing
- Missed payments
- Defaults
- Ccj’s
We frequently get first time buyers asking “can I get a mortgage with a low credit score”, well the answer is definitely YES.