Low Credit Score Mortgage Experts
How a Little Mortgage Advice Can Help
Are you looking for a low credit score mortgage that you can actually afford? Then you have come to the right place. We are A Little Mortgage Advice, and we are experts in getting mortgages for those with a low credit score. With our experience and knowledge, you have the best chance of getting the mortgage you need.
Mortgage With A Low Credit Score
Are you looking for a mortgage with a low credit score? Then stop searching and get in touch, because this is what we specialise in!
We are an experienced low credit mortgage broker with a wealth of knowledge in adverse lending. We have direct access to all sub prime and adverse lenders and speak with their underwriters regularly to get your mortgage accepted, even if you have been turned down elsewhere. This makes us the ideal fit for those looking for a mortgage with a low credit score.
We know our stuff, and it won’t cost you a penny if we can’t help you.
Same day decision in principle available for urgent cases.
Our specialist mortgage advisor can help.
01268 387898
Getting a Mortgage with a Low Credit Score
You may have a low credit score due to a lack of past credit. This can also be as a result of any of the following:
County Court Judgements (CCJs)
Defaults
Missed/Late Payments
Debt Management Plan (DMP)
Too many hard searches
Excessive borrowing/large amount of debt
An Individual Voluntary Arrangement (IVA)
Debt Relief Order (DRO)
A Little Mortgage Advice is here to help you get a mortgage with low credit, no matter the reason your credit score has taken a hit.
How We Can Help
As a specialist independent mortgage advisor, we work with lenders who specialise in low or bad credit mortgages. There is a wide range of specialist lenders with specific eligibility criteria who may suit your circumstances.
A Little Mortgage Advice will discuss your situation and advise you on the best solution for you to proceed with a mortgage.
Our Great Customer Reviews
Get Your Credit Report
Obtaining a credit report to help give you the best chance of getting the right mortgage. At A Little Mortgage Advice, we recommend checkmyfile because of their reliability and accuracy of reporting.
Click the link below to start your 7 day no obligation free trial.
*A Little Mortgage Advice receives a small fee from checkmyfile. Monthly fee of £14.99 applies after your free 7-day trial. You may cancel at any time without charge by Freephone, Secure Message, email or online. The free 7-day trial applies only to new customers aged 18 years or more who are living in the UK. The 7-day free trial period starts when you register.
Why Choose A Little Mortgage Advice?
Specialist Advisor
We’re a specialist independent mortgage broker with access to all U.K. mortgage lenders, meaning that we search the whole of the market to find you the best mortgage product to suit your individual circumstances. A Little Mortgage Advice Brokers really do go that extra mile for our customers.
Personalised Service
As a small, independent mortgage advice brokerage, you will have a dedicated mortgage advisor who will stay with you throughout the mortgage process. We dedicate the same amount of time to each customer, never leaving you waiting, responding quickly and answering all of your questions so you feel comfortable and confident that you are in safe hands.
Five-Star Reviews
Every customer interaction, email, and phone call is important to us. We pride ourselves on offering a five-star service at all times, our reviews speak volumes and so do the awards that we have won for outstanding service.
No Obligation Quote
We offer a free no-obligation quote and helpful advice throughout the process. So, finding out if we’re the right fit for you won’t cost you a penny. It’s as easy as picking up the phone and giving us a call, you have nothing to lose and a lot to gain because our mortgage adviser is qualified and experienced.
Getting a Low Credit Score Mortgage
Are you anxious that you have a bad credit history, or unsure if you have a bad credit history? It can be a really scary time if you are looking to buy your first home, want to move home or remortgage your property. Luckily for you, we are here to guide you and help you find the perfect low credit score mortgage for your needs.
SOME PEOPLE DON’T EVEN TRY TO GET A MORTGAGE WITH BAD CREDIT
Your credit profile is one of the main factors in determining if a lender will accept your mortgage application, so of course, it’s going to be a daunting time for you. Some people are so worried about getting a mortgage with bad credit that they don’t even try, for fear of being turned down for a mortgage.
The truth is that you might just have a low credit score and be calling it bad—and yes, there is a difference!
Understanding Your Situation
Can I get a mortgage with a bad credit history? Yes, you can! Can I get a mortgage with a low credit? Yes, you can with this as well, and it’s often much easier!
Getting a mortgage with bad credit isn’t impossible, so getting a mortgage with a low credit score isn’t impossible either; it really depends on what led to the low credit score. There are so many reasons, and as we already mentioned above, they include:
- No credit history
- Recent borrowing
- Not being registered on the electoral role to vote
- A high amount of borrowing
- Missed payments
- Defaults
- CCJs
Talk to Us
We frequently get first time buyers asking: ‘can I get a mortgage with a low credit score?’. Well, the answer is definitely YES. Want to find out more? Get in touch with us today, and we will get the ball rolling and help you take the next step on the journey to buying your own home.