Mortgages With A CCJ Experts
Welcome to A Little Mortgage Advice
Are you looking for a mortgage with a CCJ on your credit file? Then you have come to the right place. We are A Little Mortgage Advice, and we are experts in getting mortgages for those with a CCJ, even if you have been turned down elsewhere. With our experience and knowledge, you have the best chance of getting the mortgage you need. Here is everything you need to know about getting a mortgage with a CCJ.
Mortgage With CCJ
Are you looking for a mortgage but have a CCJ? Stop searching and get in touch, because this is what we specialise in! We are an experienced poor credit mortgage broker with a wealth of knowledge in adverse lending. We have direct access to all sub prime and adverse lenders and speak with their underwriters regularly to get your mortgage accepted, even if you have been turned down elsewhere.
We know our stuff, and it won’t cost you a penny if we can’t help you.
Same day decision in principle available for urgent cases.
01268 387898
Can You Get a Mortgage with a CCJ?
Yes, you can! We can help you to secure your mortgage with a County Court Judgement (CCJ).
It can be tricky to secure a mortgage with a CCJ, but there are a number of lenders who are willing to take a view on your credit history (if you can explain why the judgment was issued). We are here to help present your case in the best possible light.
A mortgage is also possible for first time buyers with a CCJ.
A Little Mortgage Advice is here to help you find a mortgage to fit your current circumstances, and that will work for you in the months, years, and decades to come.
How We Can Help You Get a Mortgage with a CCJ
As a specialist independent mortgage advisor, we can help you to get an affordable mortgage with a settled or unsettled CCJ. We work specifically with lenders who specialise in mortgages where a client has a CCJ, giving your application the best possible chance of success.
There is a wide range of specialist lenders with specific eligibility criteria who may suit your circumstances, but you may not know who they are! With our insider knowledge, you can target your applications at the lenders most likely to approve them.
A Little Mortgage Advice will discuss your situation and advise you on the best solution for you to proceed with a mortgage.
Find out if you qualify by completing the form below.
Our Great Customer Reviews
Get Your Credit Report
Obtaining a credit report to help give you the best chance of getting the right mortgage. At A Little Mortgage Advice, we recommend checkmyfile because of their reliability and accuracy of reporting.
Click the link below to start your 7 day no obligation free trial.
*A Little Mortgage Advice receives a small fee from checkmyfile. Monthly fee of £14.99 applies after your free 7-day trial. You may cancel at any time without charge by Freephone, Secure Message, email or online. The free 7-day trial applies only to new customers aged 18 years or more who are living in the UK. The 7-day free trial period starts when you register.
Why Choose A Little Mortgage Advice?
Specialist Advisor
We’re a specialist independent mortgage broker with access to all U.K. mortgage lenders, meaning that we search the whole of the market to find you the best mortgage product to suit your individual circumstances. A Little Mortgage Advice Brokers really do go that extra mile for our customers.
Personalised Service
As a small, independent mortgage advice brokerage, you will have a dedicated mortgage advisor who will stay with you throughout the mortgage process. We dedicate the same amount of time to each customer, never leaving you waiting, responding quickly and answering all of your questions so you feel comfortable and confident that you are in safe hands.
Five-Star Reviews
Every customer interaction, email, and phone call is important to us. We pride ourselves on offering a five-star service at all times, our reviews speak volumes and so do the awards that we have won for outstanding service.
No Obligation Quote
We offer a free no-obligation quote and helpful advice throughout the process. So, finding out if we’re the right fit for you won’t cost you a penny. It’s as easy as picking up the phone and giving us a call, you have nothing to lose and a lot to gain because our mortgage adviser is qualified and experienced.
How will a CCJ affect my chance of getting a mortgage?
Bad credit can make it more challenging when applying for any credit in the future, and this is particularly true when it comes to a CCJ. A CCJ would have been issued if you failed to pay back money you owe. Most high street lenders will not offer a mortgage to anyone with a CCJ, but there are a couple of exceptions to this, alongside more specialist lenders.
There are a number of lenders out there who specialise in offering mortgages to those with a CCJ or other adverse credit. This is where using a broker and speaking to a Specialist Bad Credit Mortgage Advisor can help. We have years of experience working with customers who have CCJs and bad credit, and we know the lenders’ criteria inside out. In other words, we know which lenders will accept your application based on your personal circumstances. We will check every lender available from the whole of the market and find you the best % interest rate for your circumstances.
No Mortgage with CCJ? You Don’t Have to Pay Us!
If we cannot find a lender that will immediately accept your mortgage application, we will advise you on the best steps to take to get your credit in the best possible position for a future application. If we are entirely unsuccessful, then you don’t have to pay us a penny. So, there is no risk to working with us.
Want to find out more about getting a mortgage with a CCJ and how we can help you? Get in touch with us today!