# A Little Mortgage Advice > Whole-of-market mortgage advice from Benfleet, Essex, for clients across the UK. First-time buyers, remortgages, bad credit, CCJs and defaults - straight answers, no judgement. Area served: Essex, Benfleet, Southend-on-Sea, Basildon, Leigh-on-Sea, Rayleigh, Billericay, United Kingdom. ## Pages - [Home](https://www.alittlemortgageadvice.co.uk/): Whole-of-market mortgage adviser in Benfleet, Essex, serving clients across the UK. Angela Little specialises in bad credit, CCJs, defaults, first-time buyers and remortgages. - [Bad credit mortgages](https://www.alittlemortgageadvice.co.uk/bad-credit-mortgages/): Specialist help for CCJs, defaults, missed payments, DMPs, IVAs and declined applications, with same-day decisions in principle often possible. - [Mortgage with a CCJ](https://www.alittlemortgageadvice.co.uk/bad-credit-mortgages/ccj/): Mortgages with settled or unsettled County Court Judgements, with lenders who take a view when the CCJ is explained. - [Mortgage with defaults](https://www.alittlemortgageadvice.co.uk/bad-credit-mortgages/defaults/): Mortgages with satisfied or unsatisfied defaults, including recent and multiple defaults. - [Mortgage with missed payments](https://www.alittlemortgageadvice.co.uk/bad-credit-mortgages/missed-payments/): Direct access to lenders who accept missed and late payments. - [Mortgage with an IVA](https://www.alittlemortgageadvice.co.uk/bad-credit-mortgages/iva/): Mortgages with an Individual Voluntary Arrangement, current or completed. - [Mortgage after bankruptcy](https://www.alittlemortgageadvice.co.uk/bad-credit-mortgages/bankruptcy/): Post-bankruptcy mortgages through specialist lenders, with the timing explained honestly. - [Mortgage with a debt management plan](https://www.alittlemortgageadvice.co.uk/bad-credit-mortgages/): Lenders who accept DMP applications, active or completed. - [Mortgage with a low credit score](https://www.alittlemortgageadvice.co.uk/bad-credit-mortgages/low-credit-score/): Low score from thin history, missed payments, defaults or hard searches - matched to lenders who accept it. - [First-time buyer mortgages](https://www.alittlemortgageadvice.co.uk/first-time-buyer-mortgages/): Step-by-step first-time buyer advice: deposits from 5%, affordability, and the full journey to a mortgage offer. - [Remortgaging](https://www.alittlemortgageadvice.co.uk/remortgage/): Remortgage advice across Essex and the UK: deal ending, releasing equity, or reducing payments, searched whole-of-market. - [Remortgage with bad credit](https://www.alittlemortgageadvice.co.uk/remortgage-with-bad-credit/): Direct access to lenders who accept missed and late payments; a core specialism. - [Self-employed and director mortgages](https://www.alittlemortgageadvice.co.uk/specialist-mortgages/self-employed/): Mortgages for sole traders, directors and contractors, with lenders who read self-employed income properly. - [Moving home](https://www.alittlemortgageadvice.co.uk/moving-home-mortgage/): Porting versus a new deal, timing a sale and purchase, and moving with adverse credit. - [Debt consolidation mortgages](https://www.alittlemortgageadvice.co.uk/debt-consolidation-mortgage/): Consolidating unsecured debts against your home, with honest advice on whether it is right at all. - [Specialist mortgages](https://www.alittlemortgageadvice.co.uk/specialist-mortgages/): Specialist lending for people outside standard criteria: low credit scores, adverse profiles, self-employed and unusual income. - [Low deposit mortgages](https://www.alittlemortgageadvice.co.uk/first-time-buyer-mortgages/low-deposit/): Mortgages with a 5% or 10% deposit (95% and 90% loan to value), through lenders who specialise in low deposit lending. - [Mortgage with a new job](https://www.alittlemortgageadvice.co.uk/specialist-mortgages/new-job/): Some lenders want 6 months in post before lending; others take a view sooner. Matching new-job applications to the right ones. - [Mortgage in a probation period](https://www.alittlemortgageadvice.co.uk/specialist-mortgages/probation-period/): Getting a mortgage before you are confirmed in post: requirements, employer letters, and the lenders who will consider it. - [Mortgage on a single income](https://www.alittlemortgageadvice.co.uk/specialist-mortgages/single-income/): Buying alone or on one household income, including single income parents. - [Start your journey](https://www.alittlemortgageadvice.co.uk/start-your-journey/): Seven-question enquiry form: what you are doing, timing, credit rating, the numbers, and how to reach you. Angela replies personally. - [About us](https://www.alittlemortgageadvice.co.uk/about-us/): Angela Little, founder and senior mortgage adviser - career specialist lender turned independent whole-of-market broker. - [Client reviews](https://www.alittlemortgageadvice.co.uk/reviews/): Rated 5.0 from 172 Google reviews. Verbatim client feedback. - [Adverse credit mortgages](https://www.alittlemortgageadvice.co.uk/adverse-credit-mortgage/): Specialist adverse credit mortgage brokers with access to all UK lenders who accept unusual circumstances and poor credit history. - [Areas we cover](https://www.alittlemortgageadvice.co.uk/locations/): Local mortgage broker pages for Essex, East London and the surrounding areas: the Essex county page, the near-me page and 30 town pages grouped by area. - [Mortgage calculator](https://www.alittlemortgageadvice.co.uk/mortgage-calculator/): Rough monthly repayment figures for repayment and interest-only mortgages. Illustration only, not advice. - [Mortgage FAQs](https://www.alittlemortgageadvice.co.uk/mortgage-faqs/): Decisions in principle, loan to value, fixed versus variable rates, bad credit questions and credit improvement. - [Credit report](https://www.alittlemortgageadvice.co.uk/credit-report/): Get a credit report via checkmyfile to give the best chance of the right mortgage. - [Contact us](https://www.alittlemortgageadvice.co.uk/contact-us/): Call 01268 387898 or complete the enquiry journey; based in Benfleet, Essex. ## Contact - Phone: 01268 387898 - Email: info@alittleadvice.co.uk - Address: 325A London Road, Benfleet, SS7 1BL ## Full content - [llms-full.txt](https://www.alittlemortgageadvice.co.uk/llms-full.txt): every page's full content in one markdown file.